NC Auto Insurance Analysis

Cheapest Auto Insurance

Most Expensive Car Insurers in North Carolina


The three most expensive insurers were Safeco, MetLife, and Allstate, based on North Carolina Auto Insurance Analysis. With an average annual rate of $873, the three national insurance companies cost about 27% more than the 13-company composite average from the study. Compared to the cheapest three, Safeco, MetLife, and Allstate were roughly $371 more expensive each year for our two drivers’ basic liability insurance policies.

For the full list of insurers, , where they’re ranked from most affordable to most expensive. Rates are based on the average of our two drivers, who haven’t had any traffic violations or accidents in the past five years. Based on your experience as a driver, and the types and amounts of coverage you choose on your auto insurance policy among other factors, your quotes will differ.